AonSaver - Your Preferred KiwiSaver Fund



Essential Information for Self-Employed People


How KiwiSaver works

KiwiSaver is a voluntary savings plan to help you with retirement saving.
  • It is open to all people aged under 65 who are New Zealand citizens or entitled to live here permanently.

  • If you are eligible, you can open a KiwiSaver account by contracting directly with a scheme provider, such as Aon.


Making contributions

You can make regular or lump sum payments into your KiwiSaver account.
  • As you are self-employed, the amount you will contribute every year is agreed between you and your scheme provider. It will be a dollar amount rather than a percentage of income. The minimum contribution with AonSaver is $200 a year. Alternatively you may open the account by completing a Direct Debit form. Click here to display the form.

  • You can only have one KiwiSaver account. If you become employed at any time, let your employer know if you already have a KiwiSaver account. KiwiSaver contributions deducted from your salary or wages will be paid into your existing account.


The benefits of KiwiSaver

You are entitled to all the benefits of KiwiSaver.
  • $1000 kickstart from the government, paid into your account.

  • A first home deposit subsidy of $1000 per year of membership (up to a maximum of $5000) will be available with some restrictions.

  • For those over 18, the Government will match an individual's contributions by $20 p.w. up to $1040 per annum.


The benefits of AonSaver

AonSaver has been designed to look after you in many ways.
  • Simple online enrolment.

  • Savings are invested with leading global fund managers.

  • A wide choice of different investment funds, so that you can select the investment that best fits your needs.

  • Online access to your account 24 hours a day 7 days a week to see how your savings are growing.

  • A helpline to answer all of your questions - 0800 266 463.

  • A website with information about KiwiSaver, savings calculators, forms and news.